Your net worth, without the spreadsheet.
Add your balances once a month. Worthog works out your totals, draws the charts and shows how things are changing.
Free, with no adverts and no trackers.
Five minutes a month
You do not need to connect a bank, set budgets or categorise spending. Enter what each account is worth today, save it and return next month.
Worthog totals what you own and owe, then shows what has changed since last time.
Add snapshot
Review each figure, then save them together.
Current account
As at 31 August
Emergency fund
As at 31 August
Workplace pension
As at 31 August
Net worth, 31 Aug 2026 (latest)
£331,480
£83,206 (+33.5%)since 31 Aug 2024
The charts you never got round to building
See years of history and find the accounts that changed most, without building formulas or fixing spreadsheet ranges.
Pick any month to see your position at the time.
Where it is all heading
See where your recent progress could take you over the next five years. Look at everything together, a group such as investments, or one account such as a pension, ISA or mortgage.
Compare two projections: one adds the same amount each month, while the other applies the same annual growth rate. The gap shows how uncertain any projection can be.
Everything you own, less everything you owe.
Net worth by August 2031
£529,310 – £637,104
£197,830 (+59.7%)from now, at the same £ a month
- In 1 year
- £371k–£378k
- In 3 years
- £450k–£491k
- In 5 years
- £529k–£637k
When do I get there?
See when your current rate of progress could take you to £250,000, £500,000 or £1 million.
Worthog uses the figures you record and updates the estimate whenever they change.
Milestones
At your recent pace
66% of the way there
44% of the way there
33% of the way there
Your data
Everything, ready to restore into a new account.
{ "version": 2, "currency": "GBP", "exportedAt": "2026-08-31T19:42:08.311Z", "groups": [{ "name": "Investments", "accountType": "asset", … }, …], "accounts": [{ "id": "0f63…", "name": "ISA", "isLiquid": false, … }, …], "snapshots": [ …, { "snapshotDate": "2026-08-31", "entries": [ { "accountId": "0f63…", "amountPence": 4800000, "reviewState": "reviewed" }, { "accountId": "2b9e…", "amountPence": 36500000, "reviewState": "reviewed" }, { "accountId": "5c07…", "amountPence": 207300, "reviewState": "reviewed" }, { "accountId": "91fa…", "amountPence": 26392500, "reviewState": "carried_forward" }, { "accountId": "b7d2…", "amountPence": 16824400, "reviewState": "reviewed" }, { "accountId": "d41a…", "amountPence": 1208800, "reviewState": "reviewed" } ] }]}
Yours, and only yours
Worthog encrypts your data, uses no trackers or adverts, and does not share your figures.
Download everything whenever you like as a full backup or a CSV you can open in a spreadsheet.
Start with this month
Add one snapshot now, then add another next month to start building your history.